Pulling the latest suburb data
Crunching safety, prices and growth — this takes a moment for suburbs we haven't loaded recently.
Crunching safety, prices and growth — this takes a moment for suburbs we haven't loaded recently.
Ballarat LGA · VIC
For an investor,
A read of Cardigan's fundamentals as they stand — not a price forecast. The scorecard below rates each factor so you can weigh the ones that matter to you.
The draw is fair yield (3.5% gross); the watch-out is weak growth (+3% / ~5 yrs).
Suburb highlights
How Cardigan's metrics connect, ordered for the selected buyer — derived from the figures above, not a forecast.
The overall Suburb Score, then each category on its own scale — weigh the ones that matter to you.
“Premium” means desirable but costly to enter, not a negative.
Cardigan ranks 6th of 6 among its Ballarat peers on the Suburb Score for a balanced buyer.
| Suburb | Score | Median | 5-yr growth | Yield | Safety |
|---|---|---|---|---|---|
| Addington | A · 66 | — | — | 3.1% | Very safe |
| Scotsburn | A · 65 | — | — | 3.1% | Very safe |
| Mount Bolton | A · 63 | — | — | 3.1% | Very safe |
| CardiganThis suburb | C · 42 | $752k | +3% | 3.5% | Elevated |
Peers are same-LGA suburbs from the safety roster, scored on the same Suburb Score (a balanced weighting). For context, the VIC benchmark median is ~$780k.
What could go wrong
We surface the downside on purpose — most tools only show the upside. Observations from the data we hold, not advice.
How to read these numbers
Cardigan's most common reported offences are burglary, theft & damage — about 87% of the total. That's noticeably above the Victorian average of 58%. Violent crime is less common than average here, and total offences are up 58% over 4 years.
Hover any segment for the full breakdown.
Cause damage by fire is rising — +800% over 3 years (1 → 9).
The call above is yours, free. The report goes the next mile — your numbers run on the Cardigan median, tuned to your goal, in one document to take to inspections.
Weak fundamentals for a balanced focus — 42/100.
A 5-year median-price change of +3% maps to 27/100 on the growth scale.
A 3.5% gross house yield maps to 50/100 on the yield scale.
A median of $752k against the ~$780k VIC benchmark maps to 63/100.
Safety score of 36/100 — a VIC-wide percentile of reported offences (higher = safer).
2 funded projects (~$179M) across the whole council area. Ranked by investment per resident, this LGA sits in the top 62% of VIC for infrastructure spend (38/100). Applies to every suburb in the LGA, not just this one.
Adjust the basics and see the headline return update live.
Our verdict
Hard to justify for a balanced focusEvery figure on Cardigan's page comes from free, public government data — no scraped listings. Some datasets carry a reporting lag (e.g. Census is 2021, ABS releases settle a quarter behind), so read them as a considered starting point, not live quotes.
Chat to PropSignal AI about Cardigan's prices, yields and growth, or compare it with other suburbs on your shortlist — free.
Ask AI about CardiganFree government data, each metric at its latest available year — see full sources & licensing. Indicative only; not financial or safety advice.
Population growth is the clearest leading indicator of housing demand. Cardigan grew +96% between 2013 and 2023, and is projected +55% more by 2036.
Blended from Cardigan's ABS SA2 statistical areas — area estimates, not suburb-exact.
Median household income is gross, before tax. Affordability is median rent/mortgage against the suburb's median household income — a comparative guide, not a household-level stress rate.
Median sale price by property type and size, 2025; the chart shows the yearly median trend. Yield is gross rental yield.
Sale activity, 2025. Fewer sales and longer days on market usually mean more room to negotiate.
The figures behind the Suburb Score — rental vacancy (2025); under ~2% is a tight market.
One-off payment · no account needed · instant access + PDF